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About Kosh24

At https://kosh24.com, we are committed to simplifying the process of finding the perfect loan that meets your financial needs at most justifiable terms & conditions. We understand that every individual has unique financial requirements, and our goal is to assist & serve you with the best loan option with ease and convenience.

Our Vision:

Our vision is to be the go-to platform for individuals seeking personal loans in India. We strive to provide a seamless and user-friendly experience. We aim to tie-up with various banks and financial institutions in the country. We aim to empower you with the knowledge and tools needed to make informed borrowing decisions.

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Why apply for a Personal Loan on kosh24?

Instant personal loans

Instant personal loans from ₹50,000 to ₹25 lakh to fit all your needs

Quick Approvals & Disbursals

Get prompt loan approvals and money disbursed in your account

Completely digital process

Paperless Documentation end-to-end

Affordable EMI plans

Easily manage EMI plans with reminders and auto-debit feature so that you don’t miss out on timely payments

Zero Credit History

Never taken a loan previously? It’s okay - we serve users who are new to credit and lending ecosystem.

Apply for a Personal Loan in easy steps

Eligibility Check

Fill in a few basic details to check your eligibility for kosh24 personal loans.Choose the best combination of loan duration and EMIs to select your loan plan.

Upload KYC Documents

To get your personal loan approval, you have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and a NACH form to enable auto-deduction of EMIs. Biggest advantage – entire process is digital/ paperless. Once all required documents are uploaded- you get an approval within a few working hours.

Get your money

Once personal loan is approved and the application procedure is complete, your money will be directly transferred to your account quickly. It is that easy to get instant personal loan with kosh24.

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Eligibility Criteria
  • Indian Resident
  • Age: 21 years to 60 years
  • Employment Type: Self-employed & Salaried
  • Location: 1000+ cities
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Documentation Required
  • Proof of Identity: PAN Card & Selfie
  • Proof of Address: Aadhaar card, Passport or Driving License
  • Proof of Income: Net-Banking or last 12 months bank e-statements (Original PDF statement)

Our Institutional Lending Partnerships