Terms & Conditions

Effective Date: 01.08.2023

Introduction:

These Terms and Conditions govern the use of https://kosh24.com (registered with UDYAN PLATFORMS (OPC) PRIVATE LIMITED) (hereinafter referred to as "the Website," "we," "us," or "our"). By accessing and using the Website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please refrain from using the Website.

Loan Aggregation Service:

The Website provides an online platform that connects users seeking personal loans with various third-party lenders or financial institutions in India. We act as an intermediary to facilitate the loan application process.

We do not provide loan services directly. We are not a lender, loan broker, or financial advisor. We do not make lending decisions, and we do not guarantee loan approval, funding, or specific loan terms. The actual loan terms, including but not limited to interest rates, repayment tenure, loan amount, and eligibility criteria, will be determined by the respective lenders or financial institutions.

Users are solely responsible for reviewing and understanding the terms and conditions, privacy policies, and other disclosures provided by the lenders before submitting any loan application. Borrowers are responsible for ensuring that the loan terms meet their financial needs and objectives.

By agreeing to our policy, you also agree to receive all communications, including the services you have opted, marketing/ sales/ promotional communication, third-party offers, newsletters, periodic communication, etc, can be sent from different domains of the company currently listed as altcred.in, kosh24.in, kosh24.com, kosh24.loan, kosh24.com, fTek.in or any other domain company acquires in the future.

User Eligibility:

By using the Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a contract. If you are using the Website on behalf of an organization, you represent and warrant that you have the authority to bind the organization to these Terms and Conditions.

User Responsibilities:

You are responsible for providing accurate and complete information during the loan application process. Any false, misleading, or inaccurate information may result in the rejection of your loan application. You must not use the Website for any unlawful or unauthorized purpose. You shall comply with all applicable laws, rules, and regulations when using the Website. You agree not to engage in any activity that could damage, disable, overburden, or impair the functioning of the Website or interfere with other users' access to the Website.

Intellectual Property:

The Website and its content, including but not limited to text, graphics, logos, images, and software, are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, display, or create derivative works of the Website or its content without our prior written consent.

Privacy Policy:

Your use of the Website is subject to our Privacy Policy, which outlines how we collect, use, store, and protect your personal information. By using the Website, you consent to the collection and processing of your personal data as described in the Privacy Policy.

Disclaimer of Liability:

The Website and its content are provided on an "as-is" basis. We make no warranties or representations regarding the accuracy, completeness, reliability, suitability, or availability of the information, products, or services mentioned on the Website. We shall not be liable for any direct or indirect loss, damage, or inconvenience arising out of or in connection with the use of the Website or reliance on the information provided

Third-Party Links:

The Website may contain links to third-party websites or resources for user convenience. These links are provided solely as a convenience to users and do not imply any endorsement or approval of the linked websites or their content. We have no control over the nature, content, and availability of these third-party websites and shall not be responsible for any loss or damage arising from or in connection with the use of these websites.

Termination:

We may, at our sole discretion, terminate or suspend your access to the Website without prior notice for any reason, including but not limited to violation of these Terms and Conditions.

Changes to Terms and Conditions:

We reserve the right to update, modify, or change these Terms and Conditions at any time without prior notice. The updated terms will be effective upon posting on the Website. Your continued use of the Website after the changes will indicate your acceptance of the modified Terms and Conditions.

Governing Law and Jurisdiction:

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from or relating to these terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

Contact Information:

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at Send Mail

Last Updated: 01.08.2023

By accessing and using the Website, you acknowledge that you have read, understood, and agreed to this Privacy Policy.