Privacy Policy
Effective Date: 01.08.2023
Introduction:
This Privacy Policy outlines how https://kosh24.com (registered with UDYAN PLATFORMS (OPC) PRIVATE LIMITED) (hereinafter referred to as "the Website," "we," "us," or "our") collects, uses, stores, and protects your personal information when you access and use the Website's services. By using the Website, you consent to the collection and processing of your personal data as described in this Privacy Policy.
Information We Collect:
Personal Information: When you use the Website, we may collect personal information that you voluntarily provide, such as your name, email address, contact number, and location. This information is necessary for us to facilitate the loan application process and to connect you with third-party lenders.
Loan Application Data: We may collect information related to your loan application, including your financial information, employment details, credit history, and loan preferences. This data helps us match your loan requirements with appropriate lenders.
Cookies and Similar Technologies: The Website uses cookies and similar technologies to enhance user experience, analyze website traffic, and customize content based on user preferences. Cookies allow us to remember your preferences and settings for future visits.
How We Use Your Information:
Loan Aggregation Services: We use the information collected to facilitate the loan application process and connect you with third-party lenders that match your loan requirements. Your personal and loan application data may be shared with lenders for evaluation and processing of loan applications.
Communication: We may use your contact information to communicate with you regarding your loan application, loan offers, updates, and other related information.
Website Improvement: We use data analytics to improve the Website's performance, content, and user experience. This includes analyzing user behavior, trends, and preferences to enhance our services.
Data Sharing and Disclosure:
Third-Party Lenders: Your personal and loan application data may be shared with third-party lenders to process your loan application and provide loan offers. Each lender's use of your data is governed by their own privacy policy.
Service Providers: We may engage third-party service providers to assist us in operating the Website and delivering services. These service providers will have access to your information only to perform their specific tasks and are obligated to maintain the confidentiality of your data.
Legal Obligations: We may disclose your personal information to comply with legal obligations, enforce our policies, respond to legal requests, or protect our rights, privacy, safety, or property.
Data Security:
We take appropriate technical and organizational measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no data transmission over the internet or electronic storage method is entirely secure. While we strive to protect your data, we cannot guarantee its absolute security.
How We Use Your Information:
Your Choices:
Account Settings: You may access and update your account information by logging into your account on the Website.
Cookies: You can control and manage cookies through your browser settings. However, disabling cookies may affect certain features and functionality of the Website.
Marketing Communications: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions provided in the communication.
Children's Privacy:
The Website is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us, and we will take appropriate steps to remove such information from our records.
Changes to Privacy Policy:
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be effective upon posting on the Website.
Contact Information:
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at Send Mail
Last Updated: 01.08.2023
By accessing and using the Website, you acknowledge that you have read, understood, and agreed to this Privacy Policy.